Personal Checking

The right checking account will help make managing your money easier. We have a variety of checking solutions, each with its unique benefits to meet your unique financial needs.

	e-Conomy Checking	Traditional Checking	e-Plus Interest Checking	Select Interest Checking	Platinum Benefits
Best if you...	Want a low cost, minimum balance account.	Want a low cost, minimum balance account.	Want to earn interest while maintaining moderate balance.	Want to earn interest while maintaining a moderate balance.	Want to be rewarded for maintaining a larger balance relationship.
Minimum to Open	$100	$100	$100	$100	$1,000
Pays Interest	No	No	Yes	Yes	Yes
Special Features	FTSB Benefits Bundle*	FTSB Benefit Bundle*	FTSB Benefit Bundle*	FTSB Benefit Bundle*	FTSB Benefit Bundle* Platinum Benefits^TM Services**
Statements	Electronic	Mailed	Electronic	Mailed	Your choice
Ways to Reduce Charges	None	Maintain $2,000 average balance and receive 5% credit toward per debit charges	Maintain $1,500 average balance	Maintain $1,500 average balance	Maintain $50,000 average deposit relationship and one monthly direct deposit
Service Charges	None	$1.94	$6.05	$6.05	$25
Activity Charge⁽¹⁾	None	$.10/paper debit $.06/electronic debit	None	$.20/paper debit $.10/electronic debit	None

* FTSB Benefit Bundle

All our personal checking accounts come with:

FREE 24/7 account access:
- Online Express internet banking
- Mobile Express mobile banking
- BillPay Express online bill payment
SHAZAMChek or PictureIt: Personalized Debit Cards
Use FTSB-owned and Privileged Status Network ATMs surcharge free
Image statements
Unlimited check writing and ATM use
Complimentary initial personalized checks
Overdraft protection available
$1,000 AD&D insurance benefit
FDIC Deposit Insurance

** Platinum Benefits Service

Platinum Benefits Services are a way of showing our appreciation to our loyal personal checking customers who maintain larger deposit relationships. Platinum Benefits Services include:

FREE checks
FREE domestic wire transfers
FREE 3x5 Safe Deposit Box or credit for larger size
.15% bonus on CDs and IRAs
1.00% discount on consumer loans
FREE gift and travel cards
FREE bank money orders
FREE notary service
DISCOUNTED ID TheftSmart service

(1) - All accounts include a $.25/deposited item in excess of 20 activity charge

For full details, please download our Personal Checking Solutions Brochure.